Title insurance is issued by a title company and protects the buyer of the property against loss. Title insurance may apply in the context of a sweepstakes or giveaway if the Prize is a house, car or other property. Title insurance may be required by law in the jurisdiction where the Winner will accept the Prize.
As a condition of acceptance of the Prize, the sweepstakes rules should deem title insurance as the responsibility of the Winner. The Official Rules should state that title insurance shall be the responsibility of the Prize Winner to begin on the date that the Winner accepts the Prize.